Card ProductsCredit Cards

*Summary of Credit Terms

Castle Bank American Express^® Card

• 2% cash back on qualifying gas and grocery purchases and 1% on all other qualifying purchases.†
• Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
• After the intro period expires, keep saving with a variable APR between 13.99% to 19.99% based on the Prime Rate depending on how you meet our credit criteria.
• No Annual Fee.*

   

*Summary of Credit Terms

Castle Bank Graphite^SM American Express^® Card

• 3% cash back on qualifying airline purchases, 2% cash back on qualifying gas and grocery purchases and 1% on all other qualifying purchases.†
• Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
• After the intro period expires, keep saving with a variable APR between 13.99% to 19.99% based on the Prime Rate depending on how you meet our credit criteria.
• No intro annual fee for the first year. After that, $99 annually.*

   

*Summary of Credit Terms

Castle Bank Discover^® Card

• Earn up to 5% cash back on all qualifying purchases.†
• Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
• A variable APR between 13.99% and 19.99% based on the Prime Rate depending on how you meet our credit criteria after the intro rates expire.
• Discover's Cash Over* allows you access to cash at participating merchants.

   

*Summary of Credit Terms

Maximum Rewards^® Platinum Edition^® Visa^® Card

• Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
• A variable APR between 13.99% and 19.99% based on the Prime Rate depending on how you meet our credit criteria after the intro rate expires.
• 1 point for every $1 in qualifying purchases.†
• No limit to the number of points you can earn.
• Choice of rewards including gift cards, merchandise or travel on any major airline.
• Additional Credit Card Benefits and Features

   

*Summary of Credit Terms

Platinum Edition^® Visa^® Card

• Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
• A variable APR between 9.99% and 17.99% based on the Prime Rate depending on how you meet our credit criteria after the intro rate expires.
• Additional Credit Card Benefits and Features
   

*Summary of Credit Terms.
*Deposit Account Agreement

Secured Visa^® Card

• Great product for someone trying to establish or rebuild their credit history. Unlike other debit or prepaid payment options, we report Secured Credit Card activity to all three major credit bureaus.
• With a low rate, this card offers a convenient way to build your credit rating while you make purchases at millions of merchants who accept major credit cards.
• Requires a minum $300-$5,000 security deposit (depending on the desired credit limit) which is held as collateral for your account. The credit limit is setup equal to that deposit in $50 increments.
• Additional Credit Card Benefits and Features

   

Important Information

In order to keep these rates, you must make payments when due, stay within your credit limit (not applicable to American Express or Signature) and not have any payments dishonored for any reason. Introductory rates do not apply to either cash advances nor the Secured Credit Card.

Save even more with a low introductory balance transfer fee of 3% for the first 12 billing cycles with this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10). Please note that balance transfers are not offered on the Secured Credit Card.

We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. Offer apply to new accounts only. Payments on your account may be applied in the order we select, subject to applicable law.

* For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.

†See the Rewards Terms and Conditions in the Summary of Credit Terms for details.